Loan Programs
We offer a variety of mortgage products to meet your unique needs. Whether you're a first-time buyer or seasoned investor, we have the right solution.
Conventional Loans
Conventional loans offer flexibility for borrowers with good credit. They're available with as little as 3% down and come in various term lengths.
- Down payment as low as 3%
- PMI can be removed at 20% equity
- Fixed or adjustable rates
- 10, 15, 20, 25, 30-year terms
FHA Loans
FHA loans are government-backed mortgages ideal for first-time homebuyers. They offer lower down payments and more flexible credit requirements.
- 3.5% down with 580+ credit
- Gift funds allowed for down payment
- Higher debt-to-income ratios allowed
- Streamline refinance available
VA Loans
VA loans are exclusive benefits for eligible veterans, active military, and surviving spouses. They offer incredible terms with no down payment required.
- No down payment required
- No PMI ever
- Competitive interest rates
- Limited closing costs
Jumbo Loans
Jumbo loans are for high-value properties that exceed conforming loan limits. Perfect for luxury homes and high-cost areas.
- Loans above $766,550
- Competitive rates
- Primary & second homes
- Fixed & ARM options
DSCR & Investment Loans
DSCR (Debt Service Coverage Ratio) loans are perfect for real estate investors. Qualification is based on the property's rental income, not your personal income.
- No personal income verification
- Close in LLC or entity
- 1-4 unit residential
- Short-term rental eligible
Not Sure Which Loan is Right for You?
Our experts will help you find the perfect mortgage solution for your situation.
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